Finqi
Demo
  • KYC
  • KYP
  • KYS
  • PEP
  • Sanctions

Know your customer end to end.

Identity verification, relational PEP screening, sanctions, and negative media — all in a single workflow, with evidence and traceability at every step.

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The challenge

Knowing your customer is harder than it looks

Fraud, fake documents, and regulatory requirements make manual KYC slow and risky.

Validating identity, cross-checking sanctions lists, and monitoring political exposure manually eats up your compliance team's time and delays onboarding new customers.

Without automation, every check depends on manual research across multiple sources — raising the risk of human error and making it harder to prove compliance during an audit.

The three layers of trust in KYC

Identity, relationships, and reputation: a complete check crosses all three before reaching a result.

Layer 1 — Identity
Authenticity validation of national ID, driver's license, and other registration documents.
Layer 2 — Relationships and exposure
Relational PEP (direct and through family or corporate relationships) and national and international sanctions lists.
Layer 2 — Sanctions
Cross-checking against national and international sanctions lists.
Layer 3 — Reputation
Negative media: news and mentions indicating reputational risk.
Layer 3 — History
Criminal records and legal actions relevant to risk.
Continuous monitoring
All three layers are periodically reassessed, not just at registration.

KYC, KYP, and KYS in a single workflow

From initial screening to alert handling, with full history.

Identity and registration validation

Confirm identity and registration data for individuals and companies before advancing the business relationship.

  • Document validation
  • Registration data confirmation
  • Authenticity verification
KYC Document validation

One workflow, from onboarding to alert handling

KYC, KYP, and KYS connected, with full history at every step.

01
Collection and validation

Documents and registration data for individuals and companies are validated during onboarding.

02
PEP, sanctions, and media

Automatic screening for relational PEP, sanctions lists, and negative media.

03
Handling and evidence

Relevant alerts move into an analysis workflow, with evidence kept for audit.

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Applications of KYC

Where Finqi's identity verification is already used today.

  • Digital banks and fintechs

    Fully digital onboarding with identity verification in seconds, with no friction for the customer.

    Application:
    • Digital onboarding
    • Real-time verification
    • Reduced fraud at account opening
  • Marketplaces and platforms

    Verification of sellers and service providers before enabling operations on the platform.

    Application:
    • Seller verification
    • Reduced fake accounts
    • Trust between parties
  • Insurers

    Checks on policyholders and beneficiaries before issuing policies and paying claims.

    Application:
    • Policyholder checks
    • Claims fraud prevention
    • Regulatory compliance
  • Financial institutions

    Complete KYC for account opening and credit products, with a regulatory audit trail.

    Application:
    • PEP and sanctions
    • Regulatory audit
    • Integration with the credit engine

Benefits of automated KYC

What changes when verification stops being manual.

Less fraud
Identity verification reduces account openings with fake or stolen documents.
Faster onboarding
Automatic checks eliminate manual steps that delay customer approval.
Regulatory compliance
PEP, sanctions, and negative media verified according to compliance requirements.
Audit trail
Every check and decision documented, available for internal or external audit.

Frequently asked questions about KYC at Finqi

Common questions from compliance and onboarding teams.

Does KYC need to be done manually?

No. Finqi automates identity, PEP, and sanctions verification — your team only handles relevant alerts.

How is evidence kept for audit?

Every check and decision is logged with full history, available for internal or external audit.

Can I configure my own risk rules?

Yes. KYC policies and approval tiers are configurable by segment, product, or customer profile.

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Move faster without losing control

Implement configurable decision flows for credit, fraud, and compliance — with governance, audit trails, and explainability.

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